Archive for October, 2008

ArcelorMittal, AngloGold, Sasol: South Africa Equity Preview

Tuesday, October 28th, 2008

By Janice Kew

Oct. 28 (Bloomberg) — The following is a list of companies whose shares may have unusual price changes in South Africa. Stock symbols are in parentheses after company names and prices are from the last close.

South Africa’s FTSE/JSE Africa All Share Index fell for a fourth day, losing 95.43, or 0.5 percent, to 18,363.70. The measure has dropped 23 percent in October, the worst monthly performance since August 1998.

AngloGold Ashanti Ltd. (ANG SJ): Gold fell for the fifth time in six days in Asia as the U.S. dollar’s strength kept a lid on investor demand for the precious metal as an alternative asset. AngloGold, Africa’s largest mining company, climbed 4 rand, or 2.5 percent, to 164.

Ansys Ltd. (ANS SJ): The designer of transport and defense monitoring and control systems said it will post a loss per share of between 4.5 cents and 5.5 cents in the six months through August after delays in the start up of a “significant” number of their projects. Ansys slumped 17 cents, or 14 percent, to 1.08 rand.

ArcelorMittal South Africa Ltd. (ACL SJ): Africa’s biggest steelmaker said it will leave December prices unchanged after cutting them for two consecutive months. ArcelorMittal South Africa fell 7 rand, or 8.1 percent, to 79 rand.

Barloworld Ltd. (BAW SJ): Morgan Stanley rated the world’s largest forklift dealer as “equal-weight” in new coverage of the stock. Barloworld lost 1.90 rand, or 4 percent, to 46.

BHP Billiton Ltd. (BIL SJ): Copper fell below $4,000 a metric ton as the ongoing slump in stock markets increased concern a glob recession will sap demand. The metal used in wires and pipes plunged by the daily limit for a fifth day in Shanghai. BHP, the world’s largest mining company, rose 2.07 rand, or 1.4 percent, to 145.90.

Infrasors Ltd. (IRA SJ): The brick and sand producer said first-half earnings per share fell as much as 40 percent. Infrasors was unchanged at 1.90 rand.

Murray & Roberts Holdings Ltd. (MUR SJ): South Africa’s largest construction company by market value holds its annual general meeting in Johannesburg. Murray & Roberts was unchanged at 60 rand.

Read full article: ArcelorMittal, AngloGold, Sasol: South Africa Equity Preview

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Is Phentermine Safe?

Monday, October 27th, 2008

In the past there has been much controversy about the safety of the stimulant known as Phentermine which acts as an amphetamine. Phentermine has been used as an appetite suppressant which does affect the central nervous system. Together with exercise, Phentermine has been successful for weight loss. In the late 1990’s, the issue of Phentarmine safety arose because of the Phen-fen scare where it was determined that the combination of Phentermine and Fenfluramine which made up Phen-fen was pulled from the market due to serious health conditions involving the heart and lungs. It was the combination of the two drugs that were the problem, primarily the Fenfluramine. There has been no evidence that Phentermine is ineffective or unsafe on its own.

Phentermine is also sold under the brand name Adipex and is available for anyone to order via online pharmacies. Under these conditions, Phenturmine would not be considered safe unless it was prescribed by and monitored by a physician. There are certain side effects when using Phentermine and there are also certain people who should not use this drug because they would be considered high risk. Phentermine can be safe for some people and not for others especially those who might suffer from conditions such as anxiety, high blood pressure, any type of heart disease, an overactive thyroid, glaucoma, or if you have a history of drug or alcohol abuse.

Specific side effects can be associated with the use of Phentermin and while some are minor such as dizziness, nervousness or anxiousness, headaches, insomnia, itching, diarrhea, or constipation sometimes a simple dosage adjustment will alleviate these side effects. However, there can be major side effects that might need more attention than just a dosage adjustment and can indicate a serious problem. These could include chest pain, swelling in the feet or ankles, shortness of breath, rapid heartbeat, a feeling of restlessness or confusion, increased blood pressure, or seizures.

Read full article: Is Phentermine Safe?

Source: Is Phentermine Safe?

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What US Expats Need to Know About Paying Taxes

Saturday, October 25th, 2008

The main opinion considering taxes and American expatriates is that there is no need to worry about paying any more dues to the government. However, the meaningfulness is not that simple, and it is vital that you understand exactly the facts concerning the matter to keep yourself from getting into any legal complications.

The following are the facts involving the Internal Gross income Service and the tax liabilities of an American expat:

The Foreign Earned Income Exclusion

This of obviously, refers to any amount that you may have, or have earned from working in another country besides the US. It includes not just your salary but also any allowance that you may receive as compensation.

To avail of the revenues exclusion, you must meet the following requirements: the first is that you must have lived in that foreign country for at least full year, or have spent at least 330 days from a 12 month epoch. The amount that you can take advantage of can reach up to $80,000. You must, however, file all the necessary papers to the IRS to be a part of this program.

Expats and Self Occupation Tax / the US Social security and Medicare

If you are an expatriate who is employed by a company in the United Sates, it is almost always the case that your proprietor will hold back any Meficare or Social Security.

For those that are their own employers (self employed in other words), you will need to pay up to whatever amount you owe the gate service. Moreover, there is a self employment tax that you will have to pay so that you will be entitled to both Social Security and Medicare.

American Expats Employed by ForeignersIn the mainIf you are working for a corporation in another country, you will not, except in special cases, pay anything to the Internal Revenue Service with respect to your Social Safe keeping, and instead will be covered by that country’s own laws concerning taxation.

Facts about Tax Treaties

Read full article: What US Expats Need to Know About Paying Taxes

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What is Tax Deductible?

Saturday, October 25th, 2008

Nobody likes to pay taxes, but we all have to. One of the maximum effort ways to lower the amount we shell out to the government is to maximize your tax deductions. Sometimes this takes some financial planning. Of course, you will fundamental a list of tax deductibles, too. If you know what is deductible, and keep good records, you will find yourself paying less money to Uncle Sam every year.

First of all, keep up with all receipts you get for medical costs. Any instruction drugs, doctor or hospital co-pays, and many other medical costs, can be deducted. However, if your medical bills do not equal a unerring percentage of your adjusted gross income, or AGI, then you cannot deduct them at all. Still, it is wise to keep track of these expenses, just in case you do reach that amount. You could mayhap incur a large expense at the end of the year that will make all your expenses deductible.

Some interest expenses should be on the list of tax deductibles. Most interest you pay for your old folks’ mortgage is deductible. If you have a home equity line of credit, this interest is typically deducted as well. There are certain limitations, and if you own more than one living quarters, you must pick one or two to count as deductible (depending on certain circumstances.) Unfortunately for some, personal loans like confidence in cards and auto loans do not count as deductible interest expense. However, student loan debt will typically quantify toward your deductions. If you pay anything towards education, you should hold on to the receipts, and ask your tax professional whether or not it goes on the list of tax deductibles.

Read full article: List of Tax Deductibles - What is Tax Deductible?

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Do The World’s Best Escort Females Speak Ukrainian?

Monday, October 20th, 2008

Many people think that a man - woman relationships are money-based. Regarded in these terms, it does not actually matter how you pay for a woman’s company or sex: with the help of elegant courting or with your cash. Conluding the thought it should be mentioned that escort agencies will continue to thrive while there exist ladies ready to present sexual services and gentlemen ready to afford them. If such services are too expensive in your home country, you can travel abroad for erotic entertainment, like massage escort Ukraine or even a vip escort lady. One of the most lucrative pastures for sex in Europe is Ukraine. For the moment, Ukraine’s financial situation is growing essentially. Nevertheless, there are many people who are unable to earn living. These people take their chances earning their living. Financial stability and independence is what attracts many young girls to work for escort agencies. Like in other spheres, the market of erotic services has several divisions. On the lowest level you will see several types of independent escort girls from Kiev also known as a bar girl. At the upper level of the premium segment, there are escort services Ukraine that offer a more quality selection of ladies. You can even ask for a Russian escort girl. However, there’s a meaningful difference between simple prostitutes and elite escort girls. One part of that level is occupied by the kiev escort agency that present ladies for social meetings and parties and cultural events. You should mind, though, that these agencies do not openly offer sexual services, all that happens after your date with the escort is a result of mutual agreement of adult people. Massage escort Kiev services as a rule operate via classified announcements and internet Websites. One of the serious advantages of escort services is that you can "book a girl" in advance before you even leave home. Got to Ukraine? The lady you arranged to date may even meet you when you arrive to Kiev. In this case, however, you’ll have to pay beforehand. In case you dislike the lady of your choice don’t aspire to get a refund. Bargirls and street woman escort girl kind are definitely less expensive and you are not usually required to pay in advance. In case you choose to find yourself a street lady, first get to know tourist zones of Kiev not to risk too much. One more drawback is that a street girl is unlikely to speak a foreign language. However, some men may find it quite attractive. So, you think you might want to have a try? Kiev as well as the rest of Ukraine is a great place for exploring. Beign accompanied by a sexy and smart woman is definitely an attraction. Sincere love, however, can’t be bought for cash, even in Ukraine.

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Magical places in Namibia

Saturday, October 18th, 2008

Namibia is one of the most beautiful countries in the world.

A country rich in not only its diverse culture but in its gorgeous ecosystems. This hot arid country has thirteen different landscapes. Ranging from deserts, beaches and too many to mention different types of Savanna lands. In the end everywhere you travel you experience something different. Namibia is also a country where the Bakkie is king of all cars due to the arid terrains. Everyone wished they had one. Everyone envies those who have one. People believe that if you as an individual person own a bakkie you’re a rich person. Namibia is also land where agriculture is a way of life. In these lands the tractor is the king of all vehicles. The generalization in Namibia is the white people drive the Nissan Double Cab. The Herero people drive the Toyota Hilux. The Ovambo people drive the Isuzu bakkie and the Baster the Toyota 1400 Champ

The life of tourist visiting this magnificent country has been made a billion times easier by Nam cars. Most tourists who visit our lands could only see it through tour companies. With the help of Nam Cars they can sit in their homes hire a car and plan their own trips. They can do all of this over the Internet with a click from the mouse.

The world of the tractor stretches from the north to south and from the east to the west. It’s no secret that it’s one Namibia’s strongest forms of income. Whether it is commercial farming or subsistence farming a tractor is needed. Life is so much easier with one and hell without one. A tractor is a necessity in the farming world. Nam cars are a necessity in yours as it is the best place to buy. Nam cars offer a wide range of new and second hand vehicles to purchase. Those days of tight spots we all have are over cause a click of a mouse you have everything you need. Whether it be new or second hand or just to hire for a few days, Nam cars is the answer.

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Samsung U100 review

Tuesday, October 14th, 2008

In a nutshell: Wow! The U100 is the slimmest and lightest phone ever. It’s half the weight of a typical phone and a quarter of the thickness. Put this phone in your bag or pocket and watch it disappear! Yet it still has a 3 megapixel camera, a video camera and a music player.
Best buy: Available any moment now (July 2007)

The U100 is the second of Samsung’s second-generation Ultra phones to arrive in the UK and is the replacement for the Samsung X820. The U100 replaces the X820 as the thinnest phone in the world! The Samsung U100 shaves 1mm off the already skinny X820, measuring an astonishing 5.9mm thin. At the same time, the U100 is a narrower phone, and this is a welcome improvement, as it makes the keypad easier to use, especially for people with smaller hands. But Samsung weren’t content just to make this the world’s slimmest phone - it’s also the lightest. At just 57g it weighs about half as much as a typical mobile. Really, when you put this phone in your jeans or shirt pocket, you’re going to forget that it’s there! The U100 is the ultimate for anyone who prefers their gadgets miniaturised!
The X820 was a popular phone, but never as popular as the slide-design D900, and we expect that the U100 won’t match the huge popularity of the U600 slide phone either. That’s partly because slide phones are the “in” look of the moment, but also because the U100 misses out on several of the features of the U600. We’ll compare the U100 with the U600 in a minute, but first let’s take a look at what the U100 has to offer.

The first thing that you notice once you’ve got over just how thin and lightweight it is, is the neatness of the design. The keypad is small, but easy to use and the phone is very ergonomic. However, if you’ve got large hands you might find it just a bit too small for comfort. The LCD display is a bright TFT display, the same as used on the X820. It isn’t the biggest screen around, for obvious reasons in a phone this compact, but it’s perfect for the size of the phone. Samsung’s new black & white user interface is easy to use and very smart in appearance. If you’re just using the phone for talking and texting, you’ll find it very easy to use.

Read full article: Samsung U100 review

Source: Samsung U100 review

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The Best Satisfaction You Ever Had

Tuesday, October 14th, 2008

Leisure is the pastime that is spent in the period of time when a man doesn’t have a business or any other activities to do. It also does not include the compulsory deeds such as eating or sleeping. This term derives from the Latin language and means "to be permitted" or "to be independent". But firstly this term came to us from the XIX century. It was a time of industrial revolution when the first labor unions achieved for workers an 8 hour working day and two days off per week. At that time holidays and hobbies appeared. People separate leisure into 2 types: active and passive. Active leisure signifies that people have active time spending during their free time. It may be football, baseball and other different games. Playing chess or painting a picture are also active leisure because these activities exhaust your brain efforts. Going to cinema, watching television etc. are the passive leisure when you simply doing nothing, when your brain and body are relaxed from any exertions. Many persons think that this type of pastime is unreasonable i.e. all pluses of leisure time are lost. A lot of people prefer to have passive free time than active leisure. Adult escort service offer you to have your free time in the company of amazing girls. As you can understand sex is an activity the aim of which is to get a combination of body and mental reactions. So it would be definitely healthful for you to have this recreation. Erotic massage is another service that you may see on this website. Kiev sexy escort may give you such a service. You will get much pleasure and use of this massage we offer to you. One of our services is an erotic massage. It is not a usual massage but a service that gives you fun and prolonged satisfaction of your desires. You should have the escort kiev who can make you a professional erotic massage. This kind of massage is a great process that is done with the assistance of a girl’s body but not only with the hands. You will feel each part of her marvelous body. For persons who didn’t feel this kind of massage earlier it would be a wonderful possibility to experience some novelty in pleasure. Persons always want some new experience in their life and erotic massage is the best way to get it. A lot of people attitude to the word "prostitute" with heed. Today it is not as terrible as it was some years ago but some people still have an unpleasant relation to the prostitutes. Society interprets prostitution the same as they find sexual relations for the definite period of time. It always gives a lot of pleasure to different people. As a conclusion we may consider sex a usual service that you can buy anywhere. And from the other hand, sex that is not related to procreation was at all times condemned. Various sexual relationships were blamed at all times and persons who did it were usually censured. That blame was the streakier as more monogamous was the society. The relation to sex has begun to change in the firs half of the twentieth century mostly in the Western countries. A bad attitude that the term "prostitution" has is reflected on the other notions of human activity. For example any greedy man can be named "a prostitute". And we are the people of the twenty first century and our attitude to them must be lenient to every person and occupation, because money has no smell. Don’t be afraid of this word and call to our company to have a real satisfaction with our ladies.

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South Africa: The Ins-and-Outs of the global Economic Crisis

Thursday, October 9th, 2008

The causes and effects of the US mortgage crisis on world markets is often lost in financial jargon and economic terminology, with many South Africans left wondering whether they are being directly affected by it.

Put plainly, the economic woes in the Unites States began a few years back when banks and other financial institutions - not acting within the confines of good lending practices - extended home loans to almost every person walking through their doors.

No proper credit checks were done on prospective lenders and financial institutions continued lending in the face of a diminishing housing market in which the value of assets began dropping sharply.

Econometrix economist Russell Lamberti explained to BuaNews that when, for example, a bank has $500 million in housing mortgages on its balance sheets, but the value of houses has dropped by 20 percent, the bank can no longer extend as much credit as it did.

“If you have $500 million on your balance sheets as a bank, but the assets have lost 20 percent in value, it needs to be reflected in the books,” he said.

How much a bank lends needs to be proportionate to the value of its assets, Mr Lamberti explained.

With banks over extending credit and debt-burdened Americans struggling to repay their mortgages, the US market plummeted, requiring all major world banks to inject billions of dollars into world markets.

“These banks now either have to recapitalise or recall all their loans,” Mr Lamberti said.

Read full article: South Africa: The Ins-and-Outs of the global Economic Crisis

Source: South Africa: The Ins-and-Outs of the global Economic Crisis

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Country lottery details - Canada

Monday, October 6th, 2008

n Canada prior to 1967 buying a ticket on the Irish Sweepstakes was illegal. In that year the federal Liberal government introduced a special law (an Omnibus Bill) intended to bring up-to-date a number of obsolete laws. The Minister of Justice at that time, Pierre-Elliot Trudeau, sponsored the bill. On September 12, 1967, Mr. Trudeau announced that his government would insert an amendment concerning lotteries.

Even while the Omnibus Bill was still being written, Montreal mayor Jean Drapeau, trying to recover some of the money spent on the World’s Fair and the new subway system, announced a “voluntary tax”. For a $2.00 donation you would be eligible to participate in a draw with a grand prize of $100 000. According to Drapeau, this “tax” was not a lottery for two reasons. The prizes were given out in the form of silver bars, not money, and the “competitors” chosen in a drawing would have to reply correctly to four questions about Montreal during a second draw. That competition would determine the value of the prize that the winner would win. The replies to the questions were printed on the back of the ticket and therefore the questions would not cause any undue problems. The inaugural draw was held on May 27, 1968.

There were debates in Ottawa and Quebec City about the legality of this ‘voluntary tax’. The Minister of Justice alleged it was a lottery. Montreal’s mayor replied that it did not contravene the federal law. While everyone awaited the verdict, the monthly draws went off without a hitch. Players from all over Canada, the United States, Europe, and Asia participated.

On September 14, 1968 the Quebec Appeal Court declared Mayor Drapeau’s “voluntary tax” illegal. However, the municipal authorities did not give up the struggle; the Council announced in November that the City would appeal this decision to the Supreme Court.

As the debate over legalities continued, sales dropped significantly, because many people did not want to participate in anything illegal. Despite offers of new prizes the revenue continued to drop monthly, and by the nineteenth and final draw, was only a little over $800 000.

Read full article: http://casinosreview.net/2008/10/lottery-country-lottery-details-canada/ 

Source: Country lottery details - Canada

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